Imagine a life without debt!
Lender's Debt Concierge helps individuals across the U.S. with personalized debt relief programs that work.
As an enrollment center we are positioned to offer a variety of customized plans aimed to help you reduce what you owe, avoid filing for bankruptcy, and finally overcome overwhelming unsecured debt.
Please contact us if you cannot find an answer to your question.
A friendly, dedicated debt expert will let you know all your options and the advantages / disadvantages of each – which will help you decide what’s best for you.
Debt resolution (also known as debt settlement, negotiated debt settlement or debt negotiation) is a process where a company works on behalf of their client to secure more favorable terms with creditors or debt collectors.
The debt resolution company has two goals when they’re securing new terms and agreements with your creditors:
While that may seem too good to be true, the debt resolution process is pretty standard for creditors. They know that clients facing hardship may never pay the debt or decide to declare bankruptcy, so it’s in the creditor’s own interest to agree to different terms rather than getting no money at all.
While programs can vary depending on your unique financial situation, the average debt resolution program lasts two to four years. Your program’s length will depend on a few factors, including how much money you deposit in your account every month.
Depending on your personal situation and whether you have already missed payments to your creditors, debt resolution programs may have a negative impact on your credit score at the beginning stages of the program. Due to it being a separately regulated service, we do not provide credit repair services or offer advice on ways to improve your credit. However, eliminating debt from your credit report is always the right place to start.
We understand that life might throw you a financial curveball, and you may need to adjust your payment schedule if the unexpected happens. That’s perfectly okay, and we’re happy to work with you to make any needed adjustments. Be sure to contact our Client Success Team at least five days before your scheduled deposit date so that we can pause any scheduled electronic withdrawals.
As an enrollment center, debt relief companies spend what would traditionally be considered an advertising budget with companies like ours to source qualified clients. Therefore, our trusted partners do not market themselves but rather contract out with our enrollment center to qualify and process the enrollment.
